2026 marks a crypto tipping point for African merchants as stablecoins move rapidly into the mainstream. Sub-Saharan Africa recorded over $205 billion in on-chain value between July 2024 and June 2025, with 52% year-on-year growth, making it the world’s third-fastest growing crypto market. Stablecoins now account for more than 45% of regional crypto volume, driven by cross-border trade, faster settlements, and reduced forex costs. With clearer regulation in South Africa, Kenya, and Nigeria, and growing institutional adoption, companies like Ezeebit believe African merchants are approaching an inflection point where crypto payments shift from “if” to “when.”
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